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Terms of Agreement

The following disclaimer by American Lantern Press, Inc. a/k/a Independent Living News is to all purchasers utilizing their online store. By completing the purchase process, you as the purchaser certify you have fully read and understood this disclaimer and accept all terms herein.

You may return most new, unopened items sold and fulfilled by American Lantern Press, Inc. for a full refund. American Lantern Press will pay the return shipping costs if the return is a result of our fulfillment error. All other shipping and handling expenses associated with the return of products for any other reason will be the sole responsibility of the purchaser. Items should be returned in their original product packaging.

The purchaser understands and agrees with the American Lantern Press, Inc. return policy, which is fully disclosed and detailed on the website www.IndependentLivingNews.com under the Customer Service Tab, then Return Policy.

American Lantern Press, Inc. specifically disclaims any and all warranties with respects to any and all products sold or distributed by them, the safety or suitability of such products, or the results obtained, whether expressed or implied, including but not limited to, any warranty of merchantability of fitness for a particular purpose and or any other warranty unless specifically indicated in the product manual.

As the purchaser, you assume all risk and responsibility whatsoever for any and all losses or damages to persons or property including consequential damages arising from the use of any product or service purchased from this website, whether or not occasioned by American Lantern Press, Inc. negligence or based on strict product liability or principles of indemnity or contribution. American Lantern Press, Inc. does not assume or authorize any person or entity to assume any liability on behalf of American Lantern Press, Inc. in connection with the use of any product or service.

PLEASE READ THE TERMS OF USE AND SUBSCRIBER AGREEMENT BELOW

The Subscriber Agreement and Terms of Use govern your use of Independent Living News, and unless other terms and conditions are expressly given, will govern any other electronic services provided by Independent Living News that may be made available from time to time (each, a “Service”).

By using this website you completely and fully agree to all terms listed in this document. If you agree to be bound by the terms of this Agreement in regard to our Services, please check the box indicating your agreement to the terms of this Agreement on the registration page for the Service. If you do not agree to be bound by the terms of this Agreement, you should not check the box, but you should understand that not agreeing to these terms will keep you from being able to proceed with the registration process for the respective Service and become a subscriber. To the extent you have access to, or are using a Service without having completed our registration process, you are hereby notified that your continued use of a Service is subject to many of the terms and conditions of this Agreement as explained below. Independent Living News reserves the right to modify, or remove your service at any time upon any condition deemed worthy by Independent Living News. If you disagree with any of these terms, please cease to use the website completely.

Changes to Subscriber Agreement. We may change the terms of this Agreement at any time. Any changes will be reflected within this document, which you can access at any time by going to the Terms of Use & Subscriber Agreement link at the footer of this website. You signify that you agree to be bound by such changes by using a Service after changes are made to this Agreement.

Privacy and Your Account. Registration data and other user information is subject to our Privacy Policy. Your information may be stored and processed in the United States, and by subscribing to a Service you agree to this. If you access a Service using a password, you are solely responsible for maintaining the confidentiality of that password. If you provide someone else with access to your password for use of a Service, they will have the ability to view information about your account and make changes through the website for the Service. Similarly, if you tell someone the answer to your security question for a Service, they will be able to request information about your account and make changes through Customer Service. You agree to notify us promptly if you change your address or email so we can continue to contact you and send any notices required hereunder. If you fail to notify us promptly of a change, then any notice we send to your old address or email shall be deemed sufficient notice.

Sharing of accounts is strictly prohibited. Known action of sharing account information will be taken seriously, and will result in confiscation of your account at no refund. Please share our exclusive (membership) self-reliance information verbally with friends and family, but not your account information.

Fees and Payments. You agree to pay the subscription fees and any other charges incurred in connection with your user name (email address) and password for a Service (including any applicable taxes) at the rates in effect when the charges were incurred. If your subscription includes access to areas containing premium content or services, your access to such areas may be subject to additional fees, terms, and conditions, which will be separately disclosed in each area. We will automatically bill all charges to the credit or debit card you have provided, one time. There are no automatic renewal options available. Unless stated in writing otherwise, all fees and charges are nonrefundable. We reserve the right to change the amounts of fees and charges then in effect, or add new fees or charges by giving you notice in advance by way of the area relative to the Service. If you believe someone has accessed a Service using your user name and password without your authorization, please call Customer Service at 1 (877) 371-1807 or contact us through the website’s online form. You are responsible for any fees or charges incurred to access a Service through an Internet access provider or other third-party service.

Cancellation and Renewal. We do not offer any type of auto-renewal feature, please call or go online to place another order for our services. We reserve the right to cancel your account at any time due to a Service violation. We may cancel your subscription at any time, and will notify you if that occurs. You may cancel your subscription by calling Customer Service at 1 (877) 371-1807. We do not accept cancellations by mail or email or by any other means other than calling Customer Service.

Limitations on Use.

Only one individual may access a Service at a time using the same user name or password, unless we agree otherwise.

The text, graphics, images, video, metadata and other data, design, organization, compilation, look and feel, advertising and all other protectable intellectual property (the “Content”) available through the Services are property of Independent Living News, or the property of our advertisers and licensors and are protected by copyright and other intellectual property laws. Unless you have our written consent, you may not sell, publish, distribute, retransmit or otherwise provide access to the Content received through the Services to anyone, including, if applicable, your fellow students or employees, with the following exceptions:

While you may print, download, store and create an archive of articles from the Service for your personal use, you may not otherwise provide access to such an archive to more than a few individuals on an occasional basis. This does not apply to any sharing functionality we provide through the Service that expressly allows you to share articles or links to articles with others. In addition, you may not use such an archive to develop or operate an automated trading system or for data or text mining.

You agree not to rearrange or modify the Content. You agree not to create abstracts from, scrape or display our content for use on another web site or service (other than headlines from our RSS Feed with active links back to the full article on the Service). You agree not to post any content from the Services (other than headlines from our RSS Feed with active links back to the full article on the Service) to weblogs, newsgroups, mail lists, or electronic bulletin boards without our written consent.

You agree not to use the Services for any unlawful purpose. We reserve the right to terminate or restrict your access to a Service if, in our opinion, your use of the Service may violate any laws, regulations or rulings, infringe upon another person’s rights, or violate the terms of this Agreement. We reserve the right to refuse to grant you a user name that impersonates someone else, is protected by trademark or other proprietary right law, or is vulgar or otherwise offensive.

Community Areas or User Generated Content.

User-Generated Content.

Cautions Regarding Other Users and User Content. You understand and agree that User Content includes the information, views, opinions, and recommendations of many individuals and organizations and is designed to help you gather the information you need to help you make your own, personal decisions. Importantly, you are responsible for your own investment decisions and for properly analyzing and verifying any information you intend to rely upon. We do not endorse any recommendation or opinion made by any user. We do not routinely screen, edit, or review User Content. However, we reserve the right to monitor or remove any User Content from the Services at any time without notice. You should also be aware that other users may use our Services for personal gain. As a result, please approach messages with appropriate skepticism. User Content may be misleading, deceptive, or in error.

Grant of Rights and Representations by You. If you upload, post or submit any User Content on though a Service, you represent to us that you have all the necessary legal rights to upload, post or submit such User Content and that its use will not violate any laws or the rights of any person. You agree that upon uploading, posting, or submitting information to these Services, you grant Independent Living News a non-exclusive, transferable, worldwide, fully paid-up, royalty-free, perpetual, irrevocable right and license to use, distribute, publicly perform, display, reproduce, and create derivative works from your User Content in any and all media, in any manner, in whole or part, without any duty to compensate you. You also grant us the right to authorize the use of User Content, or any portion thereof, by Subscribers and other users in accordance with the terms and conditions of this Agreement, including the rights to feature your User Content specifically on the Services and to allow other Subscribers or users to request access to your User Content, for example, through an RSS Feed.

We also reserve the right to remove any User Content for any reason and without notice to you. This includes all materials related to your use of the Services or membership, including email accounts, postings, profiles or other personalized information you have created while on the Services.

Third Party Web Sites, Services and Software. We may link to, or promote web sites or services from other companies, or offer you the ability to download software from other companies. You agree that we are not responsible for, and do not control, those web sites, services, and software.

DISCLAIMERS OF WARRANTIES AND LIMITATIONS ON LIABILITY. YOU AGREE THAT YOUR ACCESS TO, AND USE OF, THE SERVICES AND THE CONTENT AND TOOLS AVAILABLE THROUGH THE SERVICES IS ON AN “AS-IS”, “AS AVAILABLE” BASIS AND WE SPECIFICALLY DISCLAIM ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY REPRESENTATIONS OR WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. We do not give tax or investment advice or advocate the purchase or sale of any security or investment. You should always seek the assistance of a professional for tax and investment advice. INDEPENDENT LIVING NEWS AND ITS SUBSIDIARIES AND AFFILIATES AND THEIR RESPECTIVE SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, ADVERTISERS, CONTENT PROVIDERS AND LICENSORS WILL NOT BE LIABLE (JOINTLY OR SEVERALLY) TO YOU OR ANY OTHER PERSON AS A RESULT OF YOUR ACCESS OR USE OF THE SERVICES FOR INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST PROFITS, LOST SAVINGS AND LOST REVENUES (COLLECTIVELY, THE “EXCLUDED DAMAGES”), WHETHER OR NOT CHARACTERIZED IN NEGLIGENCE, TORT, CONTRACT, OR OTHER THEORY OF LIABILITY, EVEN IF ANY OF THE INDEPENDENT LIVING NEWS PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN ANY OF THE EXCLUDED DAMAGES, AND IRRESPECTIVE OF ANY FAILURE OF AN ESSENTIAL PURPOSE OF A LIMITED REMEDY. IF ANY APPLICABLE AUTHORITY HOLDS ANY PORTION OF THIS SECTION TO BE UNENFORCEABLE, THEN THE INDEPENDENT LIVING NEWS PARTIES’ LIABILITY WILL BE LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY APPLICABLE LAW.

The arbitrator may award money or equitable relief in favor of only the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. To reduce the time and expense of the arbitration, the arbitrator will not provide a statement of reasons for his or her award unless requested to do so by both parties. Unless both parties (Independent Living News and you, the user) agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.

General. This Agreement contains the final and entire agreement between Independent Living News and you, the user, regarding your use of the Services, and supersedes all previous and contemporaneous oral or written agreements regarding your use of the Services. We may discontinue or change the Services or their availability to you, at any time. This Agreement is personal to you, which means that you may not assign your rights or obligations under this Agreement to anyone else. No third party is a beneficiary of this Agreement.

Additional Terms and Notices.

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