The Obamacare Meltdown

Doctor Making Looking At You GestureI remember a time when, if you needed to buy health insurance, you researched your options, purchased your plan, and then you stuck with it. Often for years.

After all, why would you want to go through the painful process of changing insurance providers more often than you need to? But that’s the situation Obamacare has put us in.

This year, during Open Enrollment, people will have to scramble to find a new insurance provider because so many providers are pulling out of the government exchanges.

It’s stressful for everyone put in the unfortunate position of having to find a new insurance provider. It’s dangerous, too, because some of these people are actively fighting an illness, and they’re going to lose access to the doctors who have been treating them and understand their health history.

This year, it’s estimated that 1.4 million people will have to leave their current insurance company for a new one. Either that, or they’ll have to take a pass on the government subsidies they receive. For most of them, without subsidies, they can’t afford the insurance.

It’s reaching the point, where more and more Americans are going to find themselves in the situation of not being to afford their insurance — insurance they are mandated to purchase by federal law.

In Minnesota, premiums are expected to rise by 50% this year! If you’re paying the average $700 for basic plan for your family of four, that will put your monthly premiums up over $1000 next year. That’s crazy!

And this is also the first year that there will people who have no options on the government exchanges. Zero. No providers to choose from. So subsidies are not an option for them. Nineteen percent of people purchasing through the exchanges will have only a single option to choose from. Not much of a choice, really.

This thing is coming off the rails, folks. And it’s coming off fast.

I cannot recommend strongly enough that you find a good concierge doctor. One that you trust and can afford. Then, when Obamacare falls apart, you’ll still be in the position to get good care when you need it.

Just take a look at how bad the Obamacare situation is getting and you’ll see what I mean.

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